Yes, today (20 Oct 2026) is a bank holiday in many Indian states
Published 20 October 2026
Are banks closed on 20 October 2026?
Yes, in many Indian cities. RBI's holiday calendar is location-specific, not a single nationwide closure for 19–25 October. Reports based on the RBI city calendar list 20 October closures in Delhi, Mumbai, Bengaluru, Chennai, Kolkata, Lucknow and several other centres, with different schedules for Imphal and Gangtok.
Why are branches closed?
The holidays are for Dussehra, Vijaya Dashami, Maha Navami, Ayudha Puja and Durga Puja, depending on the city. Other centres observe holidays on 19 or 21–23 October instead.
Will branches reopen on 26 October?
Not everywhere. Some branches reopen earlier, while selected centres also have holidays on 26 October. The fourth Saturday (24 October) and Sunday (25 October) are regular bank holidays. Check the RBI calendar and your bank's local branch notice for the next working day.
What still works?
UPI, mobile banking, internet banking and ATMs generally remain available during branch holidays, although certain branch-dependent services or clearing may be delayed.
This page describes 20 October 2026 only; it is not a live daily bank-holiday tracker.
Questions people also ask
Are all Indian banks closed on 20 October 2026?
No blanket nationwide claim should be made. Many RBI centres observe a holiday, but the exact schedule varies by location. Check your city and bank.
Will UPI and ATMs work?
Digital banking and ATMs generally remain available even where physical branches are closed.
When will my bank branch reopen?
It depends on your city and branch. Do not assume 26 October is the reopening date everywhere; consult the local bank holiday calendar.
Sources
Moneycontrol (opens in a new tab) · Other
Dussehra bank holiday: Which states have bank closures on October 20 and 21?
Accessed 20 October 2026
The Indian Express (opens in a new tab) · News
Bank Holidays October 2026: 19 or 20 Durga Puja closures
Accessed 20 October 2026
Business Today (opens in a new tab) · Other
Bank holidays in October 2026: Check state-wise closures before visiting your branch
Accessed 20 October 2026

