Apple Pay launches in India: supported cards and how to use it

Apple Pay is now available in India

Apple launched Apple Pay in India on 30 September 2026. At launch, support is limited to eligible **Axis Bank Visa and Mastercard credit cards**. Other banks or card networks should not be assumed to work until Apple or the issuer confirms support.

How to set it up

Open the Wallet app on a compatible Apple device, tap the add-card button, then scan the card or enter its details and follow the verification steps shown by Apple and the bank. Apple’s India page describes payments on iPhone, Apple Watch and iPad.

Where can I use it?

Use Apple Pay at a store that accepts contactless payments, or online and in apps that show Apple Pay at checkout. In person, authenticate on the device and hold it near the contactless terminal. Online or in an app, select Apple Pay and confirm the purchase.

Is Apple Pay UPI?

No. Apple Pay in India is a way to pay with a supported card through Apple Wallet; the launch coverage identifies eligible Axis Bank credit cards on Visa and Mastercard. It does not make a UPI transfer to a phone number or UPI ID. If you need UPI, continue to use a UPI-enabled bank or payment app.

What to check before adding a card

Make sure the card is an eligible Axis Bank Visa or Mastercard credit card, your Apple device and software support Apple Pay, and your bank can complete card verification. Availability can vary by card, so check the Wallet app or ask Axis Bank if a card is declined.