Estimate monthly in-hand pay from CTC or gross salary. Indian payroll has no single formula — this is an estimate.
In-hand = monthly gross − employee PF − professional tax − other deductions you enter − estimated monthly income tax. Tax uses the shared Income Tax calculator for Tax year 2026–27 (FY 2026–27), new regime, with the salaried standard deduction.
Estimated in-hand salary based on the inputs and tax year selected. Actual payroll, PF wage ceilings, professional tax, and tax liability vary by employer and state.
₹80,000 monthly gross, PF on assumed 50% basic, new-regime tax
Estimated in-hand ₹75,200 / month
Employers split CTC differently (basic, HRA, PF wage, gratuity, bonuses). Professional tax also varies by state. Janooji estimates using the components you enter and the selected tax year.
No. Basic, HRA, PF wage and professional tax vary. Enter what you know in Detailed mode.