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India bank holidays

Janooji

Updated 21 September 2026

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All-India bank holidays that do not move are 26 January (Republic Day), 15 August (Independence Day), and 2 October (Gandhi Jayanti). Most other bank holidays — including Diwali, regional festivals, and state foundation days — are notified by RBI / state bankers' associations and differ by state. Janooji will not invent a 2026 city-wise list.

NEFT and RTGS follow RBI holiday rules. UPI often still works on bank holidays; that does not mean every bank process does. Cheque clearing and some loan postings wait for the next working day.

Sources

  • Reserve Bank of India (opens in a new tab) · Government

    RBI

    Accessed 21 September 2026

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